Your credit rating refers to the system used by lenders to assess your financial behaviour and the potential risk associated with lending money to you. A poor credit rating is established by failing to pay bills and clear debts on time, and by pushing one’s credit limit to the maximum. Having poor credit affects whether [...]
Loans
There are a wide variety of loans available to personal borrowers to suit different purposes and financial means, but these can all be boiled down into two essential categories – Secured, and Unsecured loans.
Secured vs Unsecured loans: What’s the difference?
A Secured loan means that the lender holds a valuable asset belonging to the [...]
During these turbulent financial times, many people are finding their purses stretched to the limit and may turn to taking out a loan to see them through until the air clears, or to fund that special project. Loans are made up of the base borrowed amount plus the interest; the amount you pay to the [...]